Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of smoooth payments to more than 70,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.

To use pay later you must be at least 18. Whilst this option is widely promoted, pay later is subject to your financial circumstances. When choosing pay later, our assessment will not affect your credit rating.

Klarna is unique and offers pay later based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address.

All orders are assessed individually. Just because you have had pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.

If you want to make a purchase with Klarna, you'll need to provide your mobile phone number and your email address. The mobile number is required in case we need to reach you. All statements will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive the payment information and so will be liable for delayed payment fees.

Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor My Outfit run credit searches against you that could impact your credit rating.

You can pay with debit or credit card immediately in the checkout or take advantage of our pay later payment option, where you can pay for the goods once you have received them via credit card or debit card.

As soon as My Outfit have accepted your cancellation/return, then Klarna will cancel the statement or refund your payment.

You can pay for your order at any point after you receive the email from Klarna with the details of your payment on. Just follow the instructions on this email to pay for your order.